Amazingly, there is this nifty thing called a “port” that allows a mouse to be plugged into a laptop. It is pretty incredible technology. /s
I tend to vacillate myself depending on the noise of the environment vs the work at hand. If I need to spread out across a few monitors, dock it. If I just need to do some simple paperwork, portable. If I want to force no distractions, portable (as it is more difficult to see things when your screen real estate is reduced.)
Helps if you have good eyesight too, laptop UIs today are at clown magnification levels anymore.


They are not banks, nor regulated similarly, so more risk of losing money and not getting it back in trade for perceived convenience.